How To Claim Road Accident Compensation?
You’ve been in an accident. What do you do next? An accident can leave you hurting in more ways than physical. You could have medical bills to pay or lost wages. You could have anxiety or PTSD. And you might not know how to navigate the insurance process on your own.
You don’t need to worry. Usually, your insurance or the other person’s insurance will cover you. But sometimes, further investigation might be advantageous. When you have considerable financial damages (including medical bills), it’s usually best to connect with a solicitor. A solicitor can help protect you from any errors during the road accident compensation process.
Let’s take a look at the mechanics of getting road accident compensation in the UK.
What does the Law State?
If someone injures you during a road accident — and you suffer losses, such as an injury or medical disability, you can pursue compensation from them. Specifically, you will receive compensation from their insurance. You may be able to get a settlement both for physical damage and psychological issues resulting from the accident. PTSD and anxiety are common after a road accident.
Liability is the first concern. If you can prove the other person was liable for the accident, you can request 100 per cent of your compensation from their insurance. If you were partially responsible for the accident, then there can also be split compensation (they may only need to pay part of your accident costs). But all this requires documentation to prove, and the type of accident may also matter. If you were on a cycle or you were a pedestrian, for instance, it’s far more likely you’ll be able to get 100 per cent compensation; drivers are always supposed to yield.
The circumstances of every case are fact-specific according to the situation. Solicitor can help you in determining personal liability. Further, they can help you calculate your damages and go through the process of claim notification.
How do You Claim Compensation?
To begin with, you need to have the correct documentation. You should thoroughly document any medical issues or financial consequences from the road accident. The more documentation you have, the better. If there was a police report for the traffic incident, you should receive a copy of it.
From there, you can hire a solicitor who will act as your legal advocate. Your solicitor will draw up a Conditional Fee Agreement, gather information about your accident, and get medical documentation from you. They will then submit a claim notification from the insurer.
If the insurer accepts your claim notification, you don’t need to go to court. But if there are some disputes, you may need to undergo a more thorough investigation. Very few claims will enter into the courtroom — if they do, your solicitor will help you navigate the court process.
In most cases, compensation won’t be that much of a challenge; the insurance company will payout, with some minor adjustments.
How can We Help?
It can be complicated to claim road traffic accident compensation. You need to prove that you suffered a loss and injury and that the other person was liable. It requires a lot of documentation and many steps. But it’s often worth it, especially if you have significant bills to pay.
We will go over the facts of your case and, first, advise you whether you have a case or not. Sometimes you may seem to have a strong case, but everything is fact-specific. It may be that you don’t have the evidence to prove that the other person was at fault, or there are extenuating factors that make it possible for them not to have been either reckless or negligent.
Once you know you have a case, we’re able to get through your documents and make sure you have all the facts prepared that a judge would need to see. From there, we’re able to represent you in court and help you prove your case.
How Much will it Cost You?
Every accident is different — but for most road traffic accident claims solicitors will offer to take on a ‘no win no fee’ basis. You can get a no-cost consultation, though, to find out whether you even have a case. Usually, your case is priced based on the amount of time and work going to take to bring it to fruition. But by describing what has happened to you and what compensation you need, your lawyers will be able to tell you more about what you should do and how much it will cost.
Getting compensation for an accident can be complex. But you don’t need to do it alone. We can help. We can discuss your case with you to determine whether you’re likely to get compensation — and we can work with you to get the compensation you deserve. Contact us today to find out more about the process.